— An idea to create or expand your own small business
— A serious commitment to making that business succeed
— Construct a detailed business plan
— Apply for a loan
— Attend weekly business skills classes and workshops
— Receive individual consultation on a regular basis from CMI staff on business strategy
— Develop your business and repay the loan during the one-year program
— Apply for larger loans and expand your business
Your credit history plays an important part in evaluating your loan application. You can acess your credit report online for free. Just follow these steps:
— Go to www.annualcreditreport.com
— Select your state from the pull down menu in the middle of page to begin the credit search process
— Just follow the onscreen instruction
— Choose “Experian” from the list of three possible credit providers
— If that does not work, choose a different provider
— Print out final results
If there are any entries on your credit report that you believe are inaccurate, let the CMI staff know and we can show you how to get it changed.
